Where is the Blue Cross Blue Shield Enrollment Form?
What are the 2026 monthly premiums?
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Employee Only:
Employee + Spouse: Employee + Children: Family: |
$628
$1,318 $1,192 $1,882 |
What do I need to do to receive treatment outside of my state of residence?
Members can receive treatment using the BCBS national network.
Provider Directory available online at https://www.bcbsms.com/im-a-member/find-a-network-provider/
Provider Directory available online at https://www.bcbsms.com/im-a-member/find-a-network-provider/
Can I choose another insurance provider?
The short answer to this question is, “No.” The rest of this answer is nuanced. Being a part of a large organization means that sometimes a policy affects people in different ways. While some in the organization live in places where health care coverage is abundant and inexpensive, others live and work in places where it is not so. In order to ensure that everyone has access to quality insurance coverage, it is a requirement for GOI personnel to participate in it.
There are a couple of important things to understand in making this decision:
There are a couple of important things to understand in making this decision:
- In order to satisfy the US government’s requirements to offer an insurance plan for all employees, we are legally required to provide insurance coverage for our personnel.
- In order to offer that coverage, the insurance companies, themselves, require a minimum participation from the head count of our organization.
- In order to meet the minimum, we require this participation from all of our full-time personnel. We can make this requirement because the premiums are considered untaxed ministry expenses and are, therefore, considered an employer-paid benefit.
Will I receive Member ID cards and plan documents?
All ID cards and policy information will be available electronically. After implementation, each employee will receive an email at the address provided with instructions for creating a MyBlue account.
Through your MyBlue account, you can:
Through your MyBlue account, you can:
- Access and download your digital ID cards
- Review plan details and policy information
- View and print Explanation of Benefits (EOBs) for your claims
What are the key coverages of this plan?
Summary Plan Description (SPD) will be available online at MyBlue and in the MyBlue App beginning January 1, 2026
**Members must seek prior-authorization for non-emergency treatment outside of the member's documented state of residence.
**Members must seek prior-authorization for non-emergency treatment outside of the member's documented state of residence.
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Medical Deductible
Prescription Deductible Out of Pocket Maximum Co-Insurance Physician Co-pay Specialist Co-pay Pharmacy Co-pay |
$1250/ $2500
$100 $5500/$11000 80%/20% $25 $40 $100 Deductible & then tiered prescription Co-pays: $10/$25/$50/$100 |
Annual Physical Exams or "Healthy You! Coverage"
"Healthy You! Coverage" is BCBS MS program for Annual Physicals. These must be completed your home state unless you receive prior authorization from the BCBS MS Office. For coverage questions, call the number on your medical card.
Where can I find network and provider information?
Members will be have access to the national Blue Cross Blue Shield PPO Network.
Provider Directory available online at https://www.bcbsms.com/im-a-member/find-a-network-provider/
Provider Directory available online at https://www.bcbsms.com/im-a-member/find-a-network-provider/
What pharmacy can I use?
GOI's Pharmacy Benefit manager will change from Express Scripts to Blue Cross Blue Shield.
You may find a in network pharmacy at https://www.bcbsms.com/im-a-member/find-a-network-provider/
You may find a in network pharmacy at https://www.bcbsms.com/im-a-member/find-a-network-provider/
International Missionaries in the United States
International Missionaries who will be in the United States for five months or longer will be required by IMG to transfer from their international insurance plan to the BCBS MS domestic insurance plan.
The above materials are provided for informational purposes only.
This information does not supersede any official Blue Cross & Blue Shield of Mississippi plan documents and does
not constitute a contract, guarantee, or promise of coverage.
In all cases, the terms and conditions outlined in the official plan documents will govern.
This information does not supersede any official Blue Cross & Blue Shield of Mississippi plan documents and does
not constitute a contract, guarantee, or promise of coverage.
In all cases, the terms and conditions outlined in the official plan documents will govern.